Dental emergencies can haunt you at odd hours, and that too, without much of a warning. Well, if you have experienced excruciating pain before, you know the urgency of calling an emergency dentist. Now, your standard insurance plan doesn’t cover dental care, right? Knowing that dental care can be expensive and as important as other aspects of your well-being, it pays to have an emergency dental insurance policy in place.
Having dental insurance in place also warrants mental peace. Why risk your finances and health when you can get complex procedures like tooth extractions and root canals covered under your policy? In case of a dental emergency, you can always get in touch with emergency dental services like Teledentistry for 24 hour dentist near me treatment and get the medical expenses covered under your policy.
Teledentistry Emergency Dentists
6127 S Rainbow Blvd Suite 105, Las Vegas, NV 89118, United States
+18885883394
How does dental emergency insurance impact your peace of mind?
A report reveals that US citizens with dental insurance policies enjoy better peace of mind. With cost savings and relief from pain, it makes sense to purchase these policies. The report also suggests that US citizens are more inclined to purchase dental insurance policies for their kids.
The study involving 2,000 American adults revealed that 94% of the respondents believe that dental insurance can help them manage medical costs. Besides, 91% of the respondents stated that these policies are worth having.
An emergency dental insurance policy also ensures that you remain better poised to tackle financial hurdles arising from dental emergencies. So, the benefits of having such a policy extend beyond the monetary aspects and encompass mental peace too.
What is a dental emergency and how common is it?
While common dental problems give you breathing time until a dentist is available the next day, dental emergencies tend to be more pressing. These conditions involve bleeding, broken teeth, or severe dental pain, and you need to consult a dentist right away.
In the last six months, around 22% of people experienced pain in their teeth. This explains how common dental emergencies can be. However, not all dental conditions qualify as emergencies. To clarify your concept about dental emergencies, we have listed some conditions that make it into this category.
- Bleeding mouth
- Loose or broken teeth
- Dental infections
- Having loose teeth
- In case you lost a tooth
- Severe pain in the tooth
So, dental emergencies are conditions where you need immediate medical attention to save a tooth or relieve yourself from unbearable pain. Often, these conditions are featured by soreness in gums, bleeding, or chipped tooth. At times, severe tooth infections spread to the gums and can turn out to be life-threatening.
What do dental insurance plans cover?
Just like any other medical insurance policy, a dental insurance plan also has certain inclusions and exclusions. Therefore, it’s advisable to check the policy specifications before purchasing coverage for your family. Usually, a standard dental insurance policy includes the following:
- Dental emergency procedures like oral surgeries
- Filling dental cavities
- Regular dental cleanings and check-ups
- Tooth extraction procedures
- Installing dental crowns, implants, and bridges
- Dental X-rays
- Different dental applications like retainers
- Root canals or any other repairs
Depending on the scope of coverage, the number of included procedures may vary. Usually, these policies include dental emergencies as well as preventive care. However, make sure that your policy includes emergency oral surgery.
Not all dental insurance policies include emergency dental procedures. If your policy doesn’t include these treatments, you may have to shell out the expenses from your pocket. Some emergency dental insurance policies require you to pay a deductible.
What is not included in dental insurance policies?
Preventive treatments and emergency procedures are included in some dental policies. However, there are certain medical procedures that your insurer wouldn’t cover. For instance, you might not get any coverage for composite fillings. Most insurers limit the benefits of their plan to amalgam fillings. Being a policyholder, you must shell out additional money for this difference. Besides, some insurance companies exclude the following procedures from their policies.
- Teeth whitening and other cosmetic procedures
- Necessary dental care stemming from pre-existing dental problems
- Certain orthodontic treatments
While cosmetic procedures aren’t emergencies, treatments like dental surgeries are. So, ensure that all dental emergencies remain covered under your insurance policy.
Common dental emergencies you might experience
Here, we have explained some common dental emergencies that might bother you. Make sure not to delay seeking medical care in case you experience any of these conditions.
1. Unbearable toothache
Extreme toothaches can leave you teary-eyed. It’s painful enough to rob you of your night’s sleep. When you realize that your toothache is crossing your tolerance limits, reach out to Teledentistry for emergency dental care. The experts will prescribe effective medicines to relieve you of your toothache.
2. Exposed nerves or swollen mouth
Exposed nerves in your gums or oral cavity can be agonizingly painful. Delaying your visit to the dentist simply intensifies your ordeal. Seek emergency dental care to prevent further damage to the nerves.
You might also notice swelling in your mouth along with pain. This can be due to an infection or disturbances in your lymph nodes. All these conditions call for professional dental care. So, don’t delay seeking the necessary treatment from the experts.
3. Broken tooth
In case you have an accident or fall, you might end up knocking your tooth off. Dentists recommend preserving the tooth while rushing to an emergency dentist to save your tooth.
Pick the tooth up, holding the crown so that you don’t make any contact with the root. Don’t scrub the tooth, but rinse it. Carry the tooth in a container, immersing it in water or milk to the dentist. Emergency dentists can save your tooth by reinserting it into the socket.
Endnote
While we have discussed common dental emergencies, you might also experience missing filling or a broken crown. At times, food particles get caught between teeth, leading to irritation and infection.
With an emergency dental insurance policy, you can alleviate your pain instantly by reaching out to Teledentistry. Timely medical intervention will prevent your pain from growing intense. Most importantly, having adequate insurance coverage assures mental peace since you need not worry about unaccounted expenses arising from dental emergencies.