Press Release

Need a Health Insurance with Maternity Cover? Here’s What You Need To Know.

Parenthood is one of the most unique experiences a person can go through, especially for women. However, it can also be a challenging time if you are not prepared for it, in terms of financial planning.

Whatever precautions you take, there is always a possibility of some medical contingency occurring. These circumstances are unexpected and might catch you off guard. At such times, prompt medical attention is critical. When you already have health issues to deal with, worrying about finances may be a strain. So, why not purchase maternity insurance or rather health insurance with maternity cover?


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There is fear of not one but two lives when it comes to pregnancy-related issues. Maternity health insurance is the best choice during such times. So, let us help you comprehend all you need to know about maternity insurance coverage:

What is maternity insurance?

Maternity health insurance covers all costs related to childbirth for both pregnant women and their babies. This type of insurance can be purchased as a separate policy or can be added to an already existing family health insurance plan as an add-on. Also, some organizations provide the option to obtain maternity care through group insurance policies.

Why opting for health insurance with maternity cover important?

No one would ever want to compromise on healthcare facilities. So why be hesitant when you are welcoming a new life into this world? Make sure you get the best medical care for both the mother and the newborn by choosing health insurance with maternity cover.

Furthermore, conventional medical procedures are no longer inexpensive and might break the budget. A pregnancy insurance coverage guarantees that you have access to the latest medical techniques and can cover any unanticipated difficulties.

What are the features of the maternity cover?

Whether you are opting for just a maternity cover or health insurance with maternity cover, these features are bound to be present:

  • Maternity Care – This covers all the hospitalization cost along with pre and post-natal hospitalization costs as well.
  • Newborn Baby Cover – This ensures that your baby is insured with the maternity cover right from birth and for 90 more days after birth.
  • Pre and Post hospitalization expenses – Maternity Cover covers the pre and post-hospitalization costs, including follow-up costs, medication, etc. This plan covers all your medical expenses before 30 days and after 60 days of your hospitalization.
  • Inpatient care
  • Daycare treatment
  • Ambulance Cover

These are just a few features that are covered and would help you get worry-less motherhood.

Why choose Care Health Insurance for health insurance with maternity cover?

Every firm has its own set of maternity covers. There are maternity covers that are taken separately, or you can opt for health insurance with maternity cover. Either way, a lot depends on which firm you choose. Care Health Insurance has the best individual maternity cover as well as health insurance with maternity cover. Let us see what things are included in the cover and what are not?

JOY (Care health Insurance) is a particularly tailored health insurance with maternity cover for expecting women and newborns in India. With numerous notable characteristics, it guarantees enough coverage for the mother and her kid. This pregnancy insurance covers childbirth-related expenditures, whether it is a regular delivery or a caesarean delivery. It is frequently available at an affordable price, which alleviates the couple’s financial concerns about delivery-related expenditures and encourages them to start their family at the appropriate moment. However, it comes with a waiting period, so it’s best to plan ahead of time and be ready to welcome your kid into the world worry-free.

Some important points to remember:

Health insurance with maternity coverage generally has a waiting time, so choose it when you are ready to have a baby. Care Health Insurance’s maternity insurance coverage has a waiting time that runs from 9-24 months, depending on the kind of plan you choose. So it’s a good idea to purchase maternity insurance ahead of time so you can welcome your kid without stress.